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One time investment plan :-

One time investment plans are a great way to secure your financial future. By investing a lump sum amount in a single investment, you can potentially earn higher profits compared to other ways of savings. These plans offer the benefit of reinvestment of profits , which allows your money to grow over time. A one time investment can provide a steady source of income or a substantial nest egg for retirement. It is important to carefully research and choose the right investment option that aligns with your financial goals and risk tolerance.

One Time Investment Plans

One time Investment 12 Months 36 Months 60 Months 72 Months
1,000.00 1,083.00 1,295.00 1,575.00 2,000.00
5,000.00 5,413.00 6,476.00 7,872.00 10,000.00
10,000.00 10,825.00 12,950.00 15,742.00 20,000.00
20,000.00 21,650.00 25,901.00 31,486.00 40,000.00
25,000.00 27,063.00 32,376.00 39,356.00 50,000.00
50,000.00 54,125.00 64,751.00 78,711.00 1,00,000.00
1,00,000.00 1,08,250.00 1,29,503.00 1,57,425.00 2,00,000.00
5,00,000.00 5,41,250.00 6,47,515.00 7,87,120.00 10,00,000.00
10,00,000.00 10,82,500.00 12,95,029.00 15,74,239.00 20,00,000.00
25,00,000.00 27,06,250.00 32,37,573.00 39,35,596.00 50,00,000.00

Terms & Conditions:

  • Minimum One time investment plan would be of Rs.5,000 and further in multiple of Rs.1000.
  • Interest will be calculated on Yearly Basis.
  • Interest amount subject to TDS as per provisions of the Income Tax Act 1961 and rules made thereunder.
  • Loan available against One Time Investment Plan up to 75% of Investment amount after one month from the date of Investment.
  • The Society reserves the right to reject any application for opening the account without assigning any reason.
  • The Society reserves the right to attach/transfer any account to any its branch.
  • Other terms and conditions apply. To know the latest please contact your nearest branch.

Loan Facility on Investment:

  • Loan available against One Time Investment Plan up to 75% of Investment amount after one month from the date of Investment.
  • Other terms and conditions apply. To know the latest please contact your nearest branch.

Maturity:

  • The Member Account Holder shall surrender the One time investment plan Receipt and duly signed maturity form to the Society and the maturity shall be paid along with interest as per the applicable scheme of the Society.
  • No additional interest would be paid on the maturity amount, if taken after the scheduled period
  • Maturity Amount shall be paid to the Member Account Holder’s saving account with the Society within 7 working days from the date of demand made with the Society.

Multiple Investment Plans :-

A multiple investment plan on a regular basis is a great way to build wealth over time. By consistently investing a set amount of money at regular intervals there will be no burden of investing heavily at one time. This strategy allows you to spread out your investment and reduce the risk of investing a large sum of money all at once. Additionally, a monthly investment plan can help you stay disciplined and committed to your financial goals. Whether you're saving for retirement, or just looking to grow your wealth, a monthly investment plan can help you achieve your financial objectives.

Multiple Investment 12 months 24 months 36 months 48 months 60 months 72 months
12 Months Amt Invested Maturity Amt Amt Invested Maturity Amt Amt Invested Maturity Amt Amt Invested Maturity Amt Amt Invested Maturity Amt Amt Invested Maturity Amt
1,000.00 12,000.00 12,400.00 24,000.00 25,700.00 36,000.00 40,200.00 48,000.00 56,700.00 60,000.00 75,900.00 72,000.00 1,00,000.00
5,000.00 60,000.00 62,000.00 1,20,000.00 1,29,000.00 1,80,000.00 2,01,000.00 2,40,000.00 2,83,000.00 3,00,000.00 3,79,000.00 3,60,000.00 5,00,000.00
10,000.00 1,20,000.00 1,24,000.00 2,40,000.00 2,57,000.00 3,60,000.00 4,02,000.00 4,80,000.00 5,67,000.00 6,00,000.00 7,59,000.00 7,20,000.00 10,00,000.00
20,000.00 2,40,000.00 2,48,000.00 4,80,000.00 5,14,000.00 7,20,000.00 8,04,000.00 9,60,000.00 11,34,000.00 12,00,000.00 15,18,000.00 14,40,000.00 20,00,000.00
25,000.00 3,00,000.00 3,10,000.00 6,00,000.00 6,43,000.00 9,00,000.00 10,04,000.00 12,00,000.00 14,18,000.00 15,00,000.00 18,99,000.00 18,00,000.00 25,00,000.00
50,000.00 6,00,000.00 6,20,000.00 12,00,000.00 12,85,000.00 18,00,000.00 20,08,000.00 24,00,000.00 28,36,000.00 30,00,000.00 37,98,000.00 36,00,000.00 50,00,000.00
1,00,000.00 12,00,000.00 12,40,000.00 24,00,000.00 25,70,000.00 36,00,000.00 40,16,000.00 48,00,000.00 56,72,000.00 60,00,000.00 75,96,000.00 72,00,000.00 1,00,00,000.00

Terms & Conditions:

  • Multiple Investment Plan minimum amount will be Rs 200/-, thereafter in multiples of Rs 100/-.
  • Loan on Multiple Investment Plan will be charged at 18% *
  • Lapse/ Default charges on payment of installment/ Multiple Investment Plan Amount will make the defaulter pay Rs 5% per month with installment amount.
  • Irregular Investments are not entitled for pre-mature payment and loan facility against it.
  • On irregular Investment, if all irregular pending Investment are paid then such account will be treated as regular. However, if there is default in payment of even 1 installment, the said account will be treated as irregular.
  • After maturity date, payment on irregular accounts will be made after deducting the penalty amount maximum to the limit of interest earned on such account. No deductions will be made on principle amount of such accounts.
  • Interest amount subject to TDS as per provisions of the Income Tax Act 1961 and rules made thereunder.
  • The Society reserves the right to reject any application for opening the account without assigning any reason.
  • The Society reserves the right to attach/transfer any account to any its branch.

Issue of Investment Record Book:

  • A Investment Record Book will be issued to every Member Account Holder.
  • The Member Account Holder shall be liable to get the pass book updated at every month end and get it tailed with the ledger of the Society.
  • If any discrepancy or difference in the amount is found between the entries made in the Investment Record Book and receipts duly countersign by the authorized signatory of the branch office bearing seal. Payment shall be made on the basis of receipts only.

Loan Facility on Multiple Investment Plan

On 24 month and 36months Investment schemes, after 1 year (after receiving of 12 instalments without any default), loan up to 60% of Investment amount will be given as per Society’s policy and defined interest rate.


Maturity

  • The Member Account Holder shall surrender the Investment Record Book and duly signed maturity form to the Society and the maturity shall be paid along with interest as per the applicable scheme of the Society.
  • No additional interest would be paid on the maturity amount, if taken after the scheduled period

Payment of Maturity Amount

Maturity payment of regular accounts.
The account where in the member Account Holder has continued the account regularly, Maturity Amount shall be paid to the Member Account Holder’s saving account with the Society within 7 working days from the date of demand made with the Society.

Maturity Payment of irregular accounts
The account where in the member Account Holder has not continued the account regularly, as specified in clause (1) above would be treated as irregular Account. The Society will charge liquidated damages on these irregular accounts on account of non-receipt of Investment installments in time and the resultant loss of investment opportunity, etc.

The liquidated damages would be deducted from or adjusted against the interest amount payable to the member account holder.